Risal, Risal, Muhamad Stiadi, and Fitri Kumalasari. “Pengaruh Religiusitas Dan Pengetahuan Konsumen Terhadap Switching Behavior Bank Konvensional (Mandiri) Ke Bank Syariah Indonesia (BSI) Di Kabupaten Kolaka”. Innovative: Journal Of Social Science Research 5, no. 1 (February 10, 2025): 6555–6570. Accessed May 20, 2026. https://j-innovative.org/index.php/Innovative/article/view/18269.