Dayana Kam, Satria Tri. “Technologhy Acceptance Model (TAM) Terhadap Adopsi Aplikasi Financial Teknologi (Studi Kasus Pengguna Aplikasi Pospay)”. Innovative: Journal Of Social Science Research 4, no. 3 (May 20, 2024): 5477–5491. Accessed June 12, 2026. https://j-innovative.org/index.php/Innovative/article/view/10008.