SIDABUTAR, Iman Satria; DALIMUNTHE, Zuliani. Analisis Faktor-Faktor Yang Memengaruhi Non-Performing Loan Pada Perusahaan Pembiayaan Otomotif PT XYZ. Innovative: Journal Of Social Science Research, [S. l.], v. 4, n. 4, p. 4619–4634, 2024. DOI: 10.31004/innovative.v4i4.12994. Disponível em: https://j-innovative.org/index.php/Innovative/article/view/12994. Acesso em: 18 apr. 2026.