RATNANINGRUM, Tiara; DEWI, Rina; ILHAM, Ilham. Sisi Gelap Dampak Digital Teknologi Di Indonesia (Pinjaman Online Ilegal Di Indonesia). Innovative: Journal Of Social Science Research, [S. l.], v. 4, n. 1, p. 11715–11726, 2024. DOI: 10.31004/innovative.v4i1.8984. Disponível em: https://j-innovative.org/index.php/Innovative/article/view/8984. Acesso em: 6 jul. 2026.