ANGGRAINI, Tuti; EFFENDI, Lutfiah. Analisis Strategi Marketing Pada Tabungan Smart IB Payroll (Studi Kasus KCP Bank Sumut Syariah Simpang Kayu Besar). Innovative: Journal Of Social Science Research, [S. l.], v. 3, n. 5, p. 10345–10353, 2023. Disponível em: https://j-innovative.org/index.php/Innovative/article/view/5910. Acesso em: 7 jul. 2026.