BAKIR AMA, Hidayat Bin. Studi Komparatif Antara Persepsi Pemerintah Dan Majelis Ulama Indonesia Terhadap Pinjaman Online Dan Dampak Terhadap Kesejahteraan Dalam Perspektif Ekonomi Islam. Innovative: Journal Of Social Science Research, [S. l.], v. 3, n. 3, p. 10664–10677, 2023. Disponível em: https://j-innovative.org/index.php/Innovative/article/view/3416. Acesso em: 1 may. 2026.