AFRILIA, Dilla; YUNALDI, Wendra; ADRIAMAN, Mahlil. Analisis Yuridis SK Pegawai Negeri Sipil (PNS) Yang Dijadikan Alat Jaminan Dalam Perjanjian Kredit Perbankan Ditinjau Dari Perspektif Hukum Perdata. Innovative: Journal Of Social Science Research, [S. l.], v. 3, n. 4, p. 869–879, 2023. Disponível em: https://j-innovative.org/index.php/Innovative/article/view/3047. Acesso em: 25 may. 2026.