HIDAYAH, Zulfa Zakiatul; APRIANI, Erna. Analisis Financial Literacy Dan Financial Inclution Fintech Terhadap Personal Finance Generasi Z di Indonesia. Innovative: Journal Of Social Science Research, [S. l.], v. 3, n. 2, p. 14286–14296, 2023. Disponível em: https://j-innovative.org/index.php/Innovative/article/view/2054. Acesso em: 17 apr. 2026.