ADE RACHMAWATI NURFITRI; DIMYATI, Dimyati; WINARSIH, Winarsih; SETYANINGSIH, Endang. Fenomena Peningkatan Penggunaan Paylater di Indonesia dan Dampaknya Terhadap Perilaku Masyarakat. Innovative: Journal Of Social Science Research, [S. l.], v. 5, n. 2, p. 2963–2981, 2025. DOI: 10.31004/innovative.v5i2.18679. Disponível em: https://j-innovative.org/index.php/Innovative/article/view/18679. Acesso em: 23 jun. 2026.