INTANI, Vilka; SUHAIDAR, Suhaidar; RAHMADONI, Firman. Pengaruh Persepsi Kemudahan, Persepsi Manfaat Dan Persepsi Risiko Terhadap Niat Pelaku UMKM Kota Pangkalpinang Menggunakan Quick Response Code Indonesian Standard (QRIS). Innovative: Journal Of Social Science Research, [S. l.], v. 4, n. 5, p. 3330–3342, 2024. DOI: 10.31004/innovative.v4i5.15369. Disponível em: https://j-innovative.org/index.php/Innovative/article/view/15369. Acesso em: 12 may. 2026.