OKTIAWATI, Hevi. Optimalisasi Peran Baitul Maal Wat Tamwil (BMT) dalam Pemberdayaan Usaha Mikro Kecil dan Menengah (UMKM). Innovative: Journal Of Social Science Research, [S. l.], v. 4, n. 4, p. 10447–10556, 2024. DOI: 10.31004/innovative.v4i4.14427. Disponível em: https://j-innovative.org/index.php/Innovative/article/view/14427. Acesso em: 1 jun. 2026.