RANGKUTI, Fani Al Vionita. Pengaruh Persepsi Kemanfaatan Qris Dan Kemudahan Qris Terhadap Efisiensi Pembayaran Digital Pada Mahasiswa UINSU . Innovative: Journal Of Social Science Research, [S. l.], v. 4, n. 2, p. 7720–7727, 2024. DOI: 10.31004/innovative.v4i2.10133. Disponível em: https://j-innovative.org/index.php/Innovative/article/view/10133. Acesso em: 13 may. 2026.