Dayana Kam, S. T. (2024). Technologhy Acceptance Model (TAM) Terhadap Adopsi Aplikasi Financial Teknologi (Studi Kasus Pengguna Aplikasi Pospay). Innovative: Journal Of Social Science Research, 4(3), 5477–5491. https://doi.org/10.31004/innovative.v4i3.10008