Kusuma Prihayudha, E. and Soepatini, S. 2023. Pengaruh Perceived Ease Of Use, Usefulness Dan Perceived Risk Terhadap Intention To Use (Studi Empiris Penggunaan Aplikasi Ovo Pada Konsumen Di Surakarta). Innovative: Journal Of Social Science Research. 3, 5 (Nov. 2023), 7573–7587.