Ndruru, A. et al. 2024. Pengaruh Inklusi Keuangan Terhadap Kemiskinan Di Desa Sambulu Kecamatan Ulunoyo Kabupaten Nias Selatan. Innovative: Journal Of Social Science Research. 4, 3 (May 2024), 2897–2907. DOI:https://doi.org/10.31004/innovative.v4i3.10786.