Ryke Kalalo R, Wati I, Hariana M, Gunawan I, Kutu’ Kampilong J. Determinant Factors That Influence Financial Behavior In Indonesia . Innovative [Internet]. 2024 Jan. 8 [cited 2026 Oct. 23];4(1):1018-25. Available from: http://j-innovative.org/index.php/Innovative/article/view/7713