SARI, Octaviani Dwi; HUTAGALUNG, M. Abrar Kasmin. Pengaruh Kualitas Layanan, Citra Merek, dan Kualitas Produk Terhadap Keputusan Menjadi Nasabah Tabungan Smart IB Di PT. Bank SUMUT Syariah Kantor Cabang Medan Ringroad. Innovative: Journal Of Social Science Research, [S. l.], v. 3, n. 6, p. 7825–7832, 2023. Disponível em: http://j-innovative.org/index.php/Innovative/article/view/7373. Acesso em: 1 aug. 2026.